Monday, June 27, 2011

Debts and Bills


I've mentioned in my previous post that I have always been in debt.
It's been years since I have been faithfully paying my bills, trying as much as I can to avoid finance charges (hard to achieve!), and desperately hoping that one day everything will be settled.

This 30th, I would be paying my 24th of 24 5kphp installments for my hsbc payeasy account!
wow! what an achievement!
i have done it! finally!
5k is big enough for me! and to pay it to hsbc for something that i cannot even remember what i bought before, is just sad.
i am excited to finally settle my final installment, to finally settle my hsbc debt, to finally feel free.

so last weekend i received a mail from smart.
as an overview, i used to have a postpaid plan locked for 24mos. with smart.
but a year after, i have shifted to globe, for 'love' reasons, which failed in the end.
thus, i have had my smart plan disconnected and now, smart is demanding the pre-termination fee of 11k from me!
whew! damn! another unsettled debt on my end!
this is never-ending! so damn stressful!

i have decided anyway to go to smart this evening to have my account reconnected.
trying to do some cost-benefit analysis on my situation,
i believe it would be better for me to just have it reconnected, so they could reverse the pre-termination fee.
i would benefit more in this setup.

too many bills.. too many debts...

i just hope that before the year ends,

i would definitely declare FREEDOM!

Tuesday, June 21, 2011

Changes Unnoticed.

It's been months, or even years since I did hang out with my college friends.
We've walked different paths already.
Some went abroad to study and work.
Some remained in the city and have successful careers.
Some got married and started raising their own families.

But me, here I am, still the same as my college days.

Some thought I never gained weight. Nothing's changed.
I'm still single. Nothing's changed.
I'm not yet financially stable, at times broke, and is still in debt. Nothing's changed.

But despite those things that they've noticed that haven't changed,
they just do not know that in between, a lot of things have happened in my so called life.

I've loved, got hurt, let go, and moved on.
I've smiled, I've cried, felt happy, felt sad.

There are already a lot of things that they do not know about me.

In those months or years that we've never seen each other,

I have gradually changed, they just haven't noticed.