Debts and Bills

I've mentioned in my previous post that I have always been in debt.
It's been years since I have been faithfully paying my bills, trying as much as I can to avoid finance charges (hard to achieve!), and desperately hoping that one day everything will be settled.

This 30th, I would be paying my 24th of 24 5kphp installments for my hsbc payeasy account!
wow! what an achievement!
i have done it! finally!
5k is big enough for me! and to pay it to hsbc for something that i cannot even remember what i bought before, is just sad.
i am excited to finally settle my final installment, to finally settle my hsbc debt, to finally feel free.

so last weekend i received a mail from smart.
as an overview, i used to have a postpaid plan locked for 24mos. with smart.
but a year after, i have shifted to globe, for 'love' reasons, which failed in the end.
thus, i have had my smart plan disconnected and now, smart is demanding the pre-termination fee of 11k from me!
whew! damn! another unsettled debt on my end!
this is never-ending! so damn stressful!

i have decided anyway to go to smart this evening to have my account reconnected.
trying to do some cost-benefit analysis on my situation,
i believe it would be better for me to just have it reconnected, so they could reverse the pre-termination fee.
i would benefit more in this setup.

too many bills.. too many debts...

i just hope that before the year ends,

i would definitely declare FREEDOM!

Changes Unnoticed.

It's been months, or even years since I did hang out with my college friends.

We've walked different paths already.

Some went abroad to study and work.

Some remained in the city and have successful careers.

Some got married and started raising their own families.

But me, here I am, still the same as my college days.

Some thought I never gained weight. Nothing's changed.

I'm still single. Nothing's changed.

I'm not yet financially stable, at times broke, and is still in debt. Nothing's changed.

But despite those things that they've noticed that haven't changed,

they just do not know that in between, a lot of things have happened in my so called life.

I've loved, got hurt, let go, and moved on.

I've smiled, I've cried, felt happy, felt sad.

There are already a lot of things that they do not know about me.

In those months or years that we've never seen each other,

I have gradually changed, they just haven't noticed.

A Reason, A Season, A Lifetime

People come and go.
I've already met a lot of them.
A few stayed. Some were gone.
A few still keeps in touch with me.
While others you just don't know what's happening with them already.

But one thing I've learned, once you meet them,
Treasure every moment you have.
Learn every lesson there is.
And value every experience worth reminiscing.

I would like to share this article that I've read online.
The author of which remains unknown.
One of my favorite.
The message is true.

***

A Reason, a Season, or a Lifetime

People come into your life for a reason, a season, or
a lifetime. When you figure out which one it is, you
will know what to do for each person.

When someone is in your life for a REASON . . . It is
usually to meet a need you have expressed. They have
come to assist you through a difficulty, to provide you
with guidance and support, to aid you physically,
emotionally, or spiritually. They may seem like a
godsend, and they are! They are there for the reason
you need them to be.

Then, without any wrong doing on your part, or at an
inconvenient time, this person will say or do something
to bring the relationship to an end.

Sometimes they die.
Sometimes they walk away.
Sometimes they act up and force you to take a stand.

What we must realize is that our need has been met, our
desire fulfilled, their work is done. The prayer you
sent up has been answered. And now it is time to move on.

When people come into your life for a SEASON . . .
Because your turn has come to share, grow, or learn.
They bring you an experience of peace, or make you laugh.
They may teach you something you have never done.
They usually give you an unbelievable amount
of joy. Believe it! It is real! But, only for a season.

LIFETIME relationships teach you lifetime lessons; things
you must build upon in order to have a solid emotional
foundation. Your job is to accept the lesson, love the
person, and put what you have learned to use in all
other relationships and areas of your life. It is said
that love is blind but friendship is clairvoyant.

***

Sometimes I tend to categorize the people that I've met.
There are those you would realize the reason you've met them.
There are those from whom you would learn a lot.
And there are a few who you just want to be there for you, with you, beside you, for a lifetime.